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By submitting this credit application I certify that the information provided above is accurate and complete and that this application is being made for the purpose of determining my eligibility for the credit requested above. I understand that LendSmart will retain the information provided in this application, whether or not my credit request is approved. I agree that LendSmart is authorized to make all inquiries it deems necessary to verify the accuracy of the information provided herein. I agree that LendSmart may obtain a consumer credit report periodically from one or more consumer reporting agencies (credit bureaus) in connection with the proposed transaction and any update, renewal, refinancing, modification or extension of that transaction or reconsideration of the proposed transaction. If I ask, I will be told whether a credit report was requested, and if so, the name and address of any credit bureau from which LendSmart obtained my credit report. I further authorize LendSmart to contact my references noted above and to gather whatever other credit and employment history it considers necessary and appropriate in evaluating this application and any other applications submitted in connection with the proposed transaction. I hereby expressly consent to be contacted by, email, text message and an auto dialer or any similar artificial or prerecorded voice call to be placed to any telephone number provided to LendSmart, including my cellular telephone number provided herein; In addition, I consent to be contacted thru different channels including text message, email, voice calls to the numbers provided in this credit application and I also understand that I may be required to talk to a loan officer in order to complete the transaction; I also understand that final approval is contingent to the verification of information provided in this credit application and that all loans are subject to LendSmart internal credit guidelines and verification procedures. Submitting this Credit Application does not guarantee approval. By checking this box, I agree to receive text messages from LendSmart and grant permission to receive calls, emails and/or text messages at the number that I have provided. Message and data rates may apply. Message frequency varies. I can opt-out any time by texting STOP. For help, text help. For more information view the privacy policy and terms of service.
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